Ticor Title – October 2016 San Diego Calendar of Events

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Check out Ticor Title’s October 2016 Calendar of Events for local events taking place around San Diego this month! Lots of great things going on in October, from wine tasting to pumpkin carving! Get on out there and enjoy your city San Diego! Please feel free to contact your Ticor Title Sales Executive if you’d

Ticor Agent Languages – New Feature!

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Brand new feature for Ticor Agent! With the click of a button, you will be able to translate estimates to your clients in 11 different languages. Simply choose your custom report and tap on the Languages icon to select your client’s preferred translation. Download Real Estate’s #1 Closing Cost App at www.ticoragent.com Contact your Ticor

What Contributions Does Freddie Mac Make To Housing?

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Here are some recent statistics on Freddie Mac’s contributions to housing, as outlined by Economic Focus: Freddie Mac has returned $99.1 Billion* in dividends to the U.S. taxpayers, exceeding the amount we received from the U.S. Treasury by $27.8 Billion. 98.9% of the single-family loans in our book of business are current. (*Includes Sept. 2016

CFPB Announces Online Filing Option Under Interstate Land Sales Full Disclosure Act

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The CFPB has amended Regulations J and L to permit online filing under ILSA. According to the CFPB, “the Interstate Land Sales Full Disclosure Act requires certain land developers to register their subdivisions and provide disclosures about the lots being offered, to protect consumers from deception or abuse.” This generally requires a developer of a

Financial Crimes Enforcement Network Expands Geographic Targeting Order

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On July 27, 2016 the Financial Crimes Enforcement Network (FinCEN), a bureau of the US Department of Treasury, issued Geographic Targeting Orders (GTO) that will require all US title companies to report and identify the names of all cash purchases of residential real estate by corporate entities in six major metropolitan counties. FinCEN is working

Student Debt: Whose Homeownership Rate Does It Hurt Most?

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The Economic & Strategic Research Group at Fannie Mae just released their study on now student debt is impacting homeownership, here are some highlights: Obtaining a college degree can increase one’s earning potential, but it often comes with the burden of student loans. Total U.S. student loan debt has more than tripled in the last

Keep Your Eyes on This Index!

ECONOMIC FOCUS

Home Purchase Sentiment Index surpasses survey high, reaching 86.5 in July! The HPSI is returning to gradual upward trend as the housing market indicators and wages pick up; reflecting a possible shift among Millennials toward buying rather than renting. Fannie Mae’s Home Purchase Sentiment Index (HPSI) increased 3.3 points to 86.5 in July, reaching a